By Web Desk | February 16, 2026
The wait is officially over for millions of families in Punjab, as you can now **Apply for Nigehban ATM Card Online** and secure your financial aid instantly. The Punjab Government, under the leadership of CM Maryam Nawaz, has successfully launched the digital application module on the PSER portal. This historic update ensures that eligible citizens can claim their **Rs. 10,000 cash grant** without standing in long queues or visiting government offices.
According to the latest verified reports in our CM Updates, the portal is now live and accepting applications. This digital shift is a massive relief for widows, senior citizens, and daily wage earners who previously struggled with manual registration.
This guide provides the official direct link and a complete step-by-step procedure to help you submit your application successfully.
Step-by-Step Guide to Apply Online
To **Apply for Nigehban ATM Card Online**, you do not need to pay any fee. Follow these official steps strictly to avoid errors:
- Access the Portal: Visit the official government website: pser.punjab.gov.pk.
- Create Account: If you are new, click “Register” and enter your Name, CNIC, and Mobile Number.
- Complete Profile: Log in to your dashboard. You will see a new option labeled “Apply for Ramzan Relief Card.”
- Enter Details: Fill in your monthly income (must be below Rs. 60,000) and household details.
- Submit: Click the “Submit Application” button. You will receive a tracking ID via SMS.
For updates on federal cash assistance programs, ensure you also check our PM Updates section.
Eligibility Criteria for Approval
The system will only approve your request if you meet the specific poverty criteria set by the government:
- Your Poverty Means Test (PMT) score must be below 32.
- You must not have a registered car in your name.
- You must be a permanent resident of Punjab (verified via CNIC).
- You must not be a government employee.
How to Receive Your Cash & Card
Once you successfully **Apply for Nigehban ATM Card Online**, the verification process takes about 24 to 48 hours.
Approval SMS: You will receive a confirmation message from 8070.
Card Delivery: The district administration will deliver the Green ATM Card to your home address.
Cash Withdrawal: Activate the card using your thumbprint and withdraw Rs. 10,000 from any Bank of Punjab ATM.
Frequently Asked Questions (FAQs)
Q: Is there a fee to apply for the ATM card online?
No, the entire process is 100% Free. If anyone asks for money to fill out your form, report them immediately.
Q: I applied online but didn’t get an SMS. What should I do?
If you don’t receive an SMS within 3 days, log back into the PSER portal to check your status manually or call the helpline at 0800-02345.
Q: Can I apply if my CNIC is expired?
No. You must have a valid CNIC to apply. Please renew your ID card from NADRA before submitting the form.
Q: Can I use this card for shopping?
Yes. Besides withdrawing cash, you can use the Nigehban ATM Card at registered Karyana stores to buy subsidized flour and sugar.
Conclusion
The government has fulfilled its promise to help the poor by allowing them to **Apply for Nigehban ATM Card Online**. This digital leap ensures transparency and dignity for every citizen. Do not delay—visit the portal today and secure your family’s Ramzan relief.
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