By Web Desk | February 16, 2026
The Punjab Government has announced a “Big Gift” for the province, allowing citizens to Apply for Nigehban ATM Card Online and receive free ration directly at their doorstep. This initiative by Chief Minister Maryam Nawaz is a massive step towards digitizing social welfare, ensuring that the poor receive their Rs. 10,000 cash grant and essential food supplies with dignity, without the hassle of long queues.
As detailed in our latest CM Updates, the new digital system is now fully operational. The government has linked the application process with the Punjab Socio-Economic Registry (PSER) and the Bank of Punjab (BOP) to ensure transparency. This means you can secure your family’s Ramzan relief package from the comfort of your home.
This guide explains the complete process, eligibility criteria, and provides the official links to help you submit your application immediately.
How to Apply for Nigehban ATM Card Online
The process to Apply for Nigehban ATM Card Online is simple and free. Follow these steps on the official portal:
- Visit the PSER Portal: Go to the official website pser.punjab.gov.pk.
- Register Your Family: If you are a new user, click “New Registration” and enter your CNIC, mobile number, and family details.
- Select Ramzan Package: On your dashboard, look for the “Nigehban Relief” tab and click “Apply Now.”
- Verify Data: Ensure your monthly income is correctly stated (must be under Rs. 60,000).
- Submit: Click the final “Submit” button. You will receive a tracking number via SMS from 8070.
For updates on other government cash schemes, stay tuned to our Trending News section.
Who is Eligible for this “Big Gift”?
This scheme is strictly for the deserving poor. To successfully qualify after you Apply for Nigehban ATM Card Online, you must meet the following criteria:
- Poverty Score: Your PMT score must be below 32 (verified by BISP/NSER data).
- Income Limit: Total household income must be less than Rs. 60,000 per month.
- Asset Check: You should not own a car or have high electricity consumption.
- Residency: You must hold a valid CNIC with a permanent address in Punjab.
If you are looking for federal support, you can also check the PM Updates section for Benazir Income Support Program (BISP) news.
Benefits of the Nigehban ATM Card
This card is more than just a piece of plastic; it is your gateway to relief.
1. Cash Assistance: Instant withdrawal of Rs. 10,000 from any Bank of Punjab ATM.
2. Free Ration: Purchase 10kg Flour, 2kg Sugar, and 2kg Ghee from registered Karyana stores cashless.
3. Dignity: No more waiting in lines or facing humiliation at distribution trucks.
Frequently Asked Questions (FAQs)
Q: Can I apply if I am already taking BISP money?
Yes. If your PMT score is low enough, you can Apply for Nigehban ATM Card Online even if you are a BISP beneficiary. This is an additional provincial relief.
Q: How will I get the card after applying?
After approval, the district administration team will visit your home for biometric verification and hand over the activated ATM card to you.
Q: Is there any deadline to apply?
Yes, the registration window is expected to close before the first of Ramzan. It is highly recommended to submit your application before February 20, 2026.
Q: What if the website is down?
Due to high traffic, the PSER portal may be slow. Please try again during off-peak hours (late night or early morning) or visit your local Union Council office for help.
Conclusion
The opportunity to Apply for Nigehban ATM Card Online is a “Big Gift” that ensures no family in Punjab goes hungry this Ramzan. By leveraging technology, the government has made relief accessible and transparent. Don’t wait—visit the portal today and claim your right.
For more verified news and direct links, keep visiting Digital Club.



