By Web Desk | February 16, 2026
A serious BOP Nigehban Card warning has been issued for all beneficiaries of the Punjab Ramzan Relief Package 2026. While the new ATM cards have made life easier, thousands of users are reporting that their cards are getting blocked at the machine. If you are one of the lucky ones who received the card, do not rush to the ATM without reading this urgent advisory.
According to recent reports in our Trending News, the Bank of Punjab (BOP) security system is automatically suspending cards due to incorrect usage. This means your Rs. 10,000 cash grant could get stuck just when you need it most for Ramzan shopping.
Here is exactly why this is happening and the critical steps you must take to prevent your card from being blocked.
Why Are Nigehban Cards Getting Blocked?
The government has implemented strict security protocols to prevent fraud. The most common reason for the BOP Nigehban Card warning is the “Invalid PIN Attempt.”
Many users, especially the elderly, are confusing the ATM PIN with the temporary One-Time Password (OTP) sent to their mobile phones. Remember:
- OTP (6 Digits): This is only used ONCE during activation.
- ATM PIN (4 Digits): This is your secret password for withdrawing cash.
If you enter the 6-digit OTP into the 4-digit PIN slot at the ATM, the machine will reject it. Doing this three times triggers a security freeze.
Step-by-Step: How to Use the Card Safely
To ensure your transaction is smooth, follow this exact procedure approved by the Bank of Punjab:
- Activate First: Ensure your card is active via biometric verification or the helpline before inserting it into the ATM.
- Check the Green Light: Only use ATMs where the card slot light is blinking green.
- Enter PIN Carefully: Type your 4-digit secret code slowly. Do not let anyone else type it for you.
- One Transaction Only: Withdraw the full Rs. 10,000 in one go to avoid multiple transaction errors.
For more details on government distribution schedules, you can check our CM Updates section.
My Card is Blocked! What Should I Do?
If you have already made the mistake and your card is blocked, do not panic. You do not need to throw the card away.
Solution 1: Wait for Auto-Reset
In most minor cases (like wrong PIN), the system automatically unblocks the card after 24 hours. Wait for a full day and try again with the correct PIN.
Solution 2: Call the Helpline
If the card remains blocked, you must call the BOP support line immediately.
- Helpline Number: 021-111-267-200
- Required Info: Keep your CNIC and the blocked card in your hand.
- Procedure: Tell the agent “My Nigehban Card is blocked.” They will verify your identity and unblock it manually.
FAQs: Preventing Card Issues
Q: Can I change my PIN code if I forget it?
Yes. You can visit any BOP ATM, select “PIN Change,” enter the OTP sent to your registered mobile, and set a new code. You do not need to visit the branch.
Q: Will I be charged a fee if my card gets blocked?
No. Unblocking the card via the helpline or waiting for the 24-hour reset is completely free. However, repeated blocking might require a branch visit.
Q: Can someone else use my card if I am sick?
Strictly speaking, no. The card is non-transferable. However, if you trust a family member with your PIN, they can withdraw the cash, but the bank advises against sharing your PIN to avoid theft.
Q: Is this issue related to the BISP card?
No, this warning is specific to the Punjab Nigehban Card. For BISP-related issues, please refer to our PM Updates category.
Conclusion
This BOP Nigehban Card warning is not meant to scare you but to protect your money. The technology is new for many, and mistakes happen. By being careful with your PIN and following the correct activation steps, you can safely access your Rs. 10,000 relief.
If you found this guide helpful, share it with others in your community to help them avoid blocked cards. Stay connected with Digital Club for the latest verified news.
